4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Managing the Risk of Outliving Your Money Steps to help you sustain and grow your retirement savings. Principles of Preserving Wealth How federal estate taxes work, plus estate management documents and tactics.